The Three Pillars of Wealth

Expense Management

Efforts to increase income and invest are useless if you don't first learn to control spending.


Use compound growth to build long term wealth. Learn about index funds, asset allocation, taxes and tax sheltered accounts (Canada only).

Increase Income

Increase your ability to provide value to society to boost income.

  • Invest in your knowledge, skills and habits to improve your ability to solve problems. You are paid in proportion to the difficulty of the problems that you solve.
  • Understand the difference between scalable and non-scalable income.
  • Improve investment income from Pillar 2.
  • Understand the progressive tax system and how taxes apply to investment income.
  • Develop a “Side Hustle” to diversify and increase income streams. Online tutoring is one of many possible side hustles.
The Three Pillars of Wealth Build Upon Discipline
The Three Pillars of Wealth Infographic