Net Worth Tracker Contrary to popular belief, net worth is your measure of financial wealth, not income. Use this free Google-Sheets net-worth tracker. What It Does: Calculate your net worth based on your assets (what you own) and liabilities (what you owe). Divide up asset types. Investment assets grow net-worth using the power of compound growth. “Use assets” depreciate, eroding your net worth. What You Need to Do: Get the Net Worth Tracker Make it your own: Save to your Google Drive or download an excel copy.I like to update my net-worth every six months. It is helpful to put reminders in your calendar.