How To Control Spending

People who build wealth control spending. You can’t out-earn bad spending habits.

The gap between your income and expenses fuels:

Debt paydown to improve freedom
Building an fmergency fund to reduce stress
Investing to grow wealth and enhance freedom

Why It's So Hard To Control Spending

It is hard to control spending. factors include custom tailored ads, social media, accessible debt and low barriers to spending.

Review Two Months of Expenses, Get Angry

Review two months of credit and debit card statements. Categorize the expense, get angry and set goals.

Free Google Sheets Cashflow Tracker

Categorize monthly expenses and track after-tax income (aka budget). This is the foundation for financial freedom.

Forced Savings

Pay yourself first by funding investments and short-term savings. Spend the remainder.

Frugal Living

The art of buying a minimal number of high quality goods to free up time, energy and money.