Index Investing

In this post, I show how fund fees impact your long-term wealth. I believe this can help you make informed investing decisions.

Learn about the efficient market hypothesis. Market efficiency makes it hard to beat the market, and motivates passive index investing.

Occam’s Razor

Learn about the benefits of investing while young, from higher returns to superior investing skills.

A peek at the history of stock returns arms you with realistic investing expectations that can help you remain invested .

I take a look at returns, volatility, the worst year, best year and maximum drawdowns from 1992-2002.

I cover what I’ve learned over the past 7 years on how to invest in index funds in Canada.

Index funds permit you to grow wealth while preserving your valuable time and energy.

The personal finance niche places intense focus on investing. But there is a problem – most Millennials are not ready to invest.

In this post I cover pre-conditions for successful DIY investing. Stay to the end of the post to get my free “Readiness to Invest Checklist”.

Learn about the ins and outs of holding US stocks and US ETFs in a TFSA in a way that minimizes currency exchange fees.

Stock market crashes teach lessons that can’t be taught elsewhere.

Unlike formal education or reading, lessons from crashes cause pain that motivates true reflection and learning.

The “Tax-Free Savings Account” name implies that it is a savings account. This is misleading Canadians. Read to learn about the TFSA.

Learn from my top 5 investing mistakes so that you can avoid making them yourself.

Outcomes and decisions are different. A good outcome that results from a bad decision can breed overconfidence, posing a danger to future investment success.

Understand the massive impact of reinvested S&P500 dividends. I’ll cover the history of dividend growth, stability and the impact of taxes on dividend reinvestment.

Allocate investments between the TFSA and taxable account to reduce taxes and maximize after-tax wealth.