Core Concepts

You (and me) feel the pain of loss about twice as intensely as the pleasure of a similar gain. Understanding loss aversion can help you reap higher investment returns, get better control of expenses, and live a simplified life.

It is hard to remain calm and collected when the market is swinging wildly. To reduce this discomfort, I’ve always found it helpful to fall back on the foundations of where long-run stock returns come from.

You have extra money available. Now decision time. Do you use this money to pay down debt, or invest? Here are four overlooked factors.

Time is your most valuable resource. Here are six ways you can save time for free.

Learn why net worth is important in personal finance. Further, learn how to measure and grow your net worth.

I don’t want you to blow up in your investing career. Understand investment risk and the factors that influence your unique risk tolerance.

Understand the sources of happiness and wellbeing. Use this knowledge to earn, spend and invest to enhance happiness and wellbeing.

Save and invest with simplicity so you can focus on the important things in life.

You are more likely to control things that you measure. Measuring these key money metrics can help you control your money and track progress towards your unique money goals.

The two most important wealth-building factors are not based on intelligence, education or income. Instead, they are based on simple, but consistent behaviors. 

The greatest investing obstacle can be found in the mirror. Natural human biases can hurt your long-term investing returns.

Evaluate the costs of home ownership that “disappear” to make a rent vs buy decision that maximizes long term wealth.

Five ways to accelerate your wealth building journey to reach financial independence.

Read to understand how delayed gratification underlies personal finance. I provide methods to help you use willpower efficiently to meet your unique money goals.